ANN ARBOR, Mich. -- Michigan has agreed to pay a $2 million annual life insurance premium for Jim Harbaugh, effectively increasing the football coachs pay to $7 million a year.In a contract addendum that went into effect June 3, Harbaugh is the owner of the policy, meaning he can take withdrawals or loans from the policy. He also picked the beneficiary.Michigan will make the payment each year from 2016 through 2021 if Harbaugh is coaching the Wolverines on Dec. 6 of those years. Because an initial $2 million payment was made in June, and another payment is due in December, Harbaugh actually will earn $9 million this year.The university would get its money back, without interest, when Harbaugh dies, with the beneficiary receiving the money that remains after Michigan is paid.Two other circumstances would allow for Michigan to get its money back. The university would receive the amount it paid for premiums, plus any remaining cash value, if the policy is surrendered or canceled before Harbaughs death, or the money would come from Harbaugh if he exercises his option to terminate the insurance arrangement if his employment contract is terminated.The policys death benefit is not stated in the contract addendum.Andrew Zimbalist, a Smith College professor specializing in sports economics, said he knew of no other insurance arrangement similar to Harbaughs.Im sure there have been death benefits, but this is extraordinary, Zimbalist said.Harbaugh is in the second year of a seven-year contract that began in December 2014. His base pay is scheduled to increase 10 percent after the third year.The Wolverines went 10-3 in his first season and are predicted by some to challenge Ohio State for the Big Ten East title this year.Harbaugh received a $2 million signing bonus that raised his compensation to $7 million for 2015, ranking second to the $7.1 million earned by Alabamas Nick Saban. Air Max 97 CR7 Black .500 on the season. The Jets are now 0-5-1 in the second game of back-to-backs. The game started the same way the Vancouver game started the night before, with the Jets taking the first two penalties of the game and killing off the first, but the Oilers getting on the board first, scoring on the second man-advantage. Nike Air Huarache Drift Premium . After dropping their final six games of December, the Wild opened the new calendar year with four consecutive wins. 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Ricky Burns is not dismissing the lack of big names on challenger Kiryl Relikhs record ahead of Fridays title defence.Burns (40-5-1, 14 KOs) makes a first defence of his WBA world light-welterweight title against Relikh at the SSE Hydro in Glasgow with the possibility that victory will set up a money-spinning fight with American Adrien Broner, who may be ringside.The 33-year-old became Scotlands first three-weight world champion when he stopped Michele Di Rocco in May to revive his career following three defeats in his previous six bouts.Belarusian Relikh, who is trained by Britains former two-weight world champion Ricky Hatton, has compiled an impressive unbeaten record of 21 wins, 19 by stoppage.My trainer Tony Sims and I have watched a few rounds of Relikh and hes got a lot of KOs on his record so he can obviously punch a bit, but its the level of opposition that hes been knocking out, said Burns.He can dig a bit but were not treating this any differently to any other fight Ive had. Ive had a good long camp for this one so theres no fears for me.This is my 48th fight now and Ive been in with big punchers before, I always wind Tony up and say that its a good job I dont mind being hit in the face, but my chin has always coped OK.Were expecting a tough fight, but were confident of getting the job done. There were some big fights offered to me. They fell through for this one but now weve got the mandatory to get out of the way.Thats not to disrespect to Relikh -- hes got our full attention -- but theres some massive fights out there. I boxed Di Rocco for the vacant belt [after Broner was stripped of it for failing to make the weight in April] so Ive had to do this mandatory sstraight away.dddddddddddd We get this win and it leads to massive fights.You have to take notice of the record he brings. They might not be top names that hes been facing, but hes been knocking them out regardless.Burns has put all thought of fighting Broner (32-2, 24 KOs) to the back of his mind until after the fight.But if the brash 27-year-old from Cincinnati, who was last in action in April when he stopped Londoner Ashley Theophane, is ringside in Glasgow he is sure to let Burns know about his presence.Everybody seems to be looking past Kiryl but he has my full attention and if I dont come through this then these big fights are not going to happen, said Burns.Burns promoter Eddie Hearn says a future fight is possible with four-weight world champion Broner.Adrien contacted me and said he is coming to Glasgow on October 7 to watch the fight and if Ricky defeats Relikh I expect that fight to get made without any problems, said Hearn.All money made from remaining ticket sales for the Burns-Relikh show will be donated to the family of boxer Mike Towell.Scotsman Towell, 25, died in hospital with severe bleeding and swelling to his brain caused by injuries in a fight against Dale Evans in Glasgow on Thursday night.One week from Mike Towells final fight, we will be donating 100 per cent of all ticket sales from midnight tonight to midnight on Thursday to the family of Mike Towell, said Hearn.Hatton also started an online fundraising appeal for father-of-one Towell and the former champion donated ￡5,000. 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